Equipment Finance

Whether you are a new business or one that has existed for a while, the purchase of equipment is never farfetched. This is also the same, whether you are a manufacturing or service business. Unfortunately, the cost of investment can be relatively high. In turn, this might make it impossible for you to make an outright purchase, whether new or used.

At i-Fund, we recognise the unique circumstances that you find yourself. As such, we provide viable options that allow you to make the necessary purchases without bearing the strain of a lump sum payment.

Our financial services allow us to connect you with various lenders capable of providing the necessary equipment finance that you need. We have a team of experts in the finance industry. As such, we can deliver to meet your funding needs.

Our equipment finance cut across the following truck type.

  • Agricultural equipment such as tractors, trowels, and cultivators among others
  • Construction & access equipment such as excavators, forklifts, loaders, and scissors lifts
  • Concrete Truck
  • Computer equipment
  • IT equipment
  • Manufacturing equipment

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i-Fund – delivering cost-effective financing options to your doorstep

Available Financing Options

If you are looking to complete the purchase of equipment, whether old or new, various financing options are available. These options include:

Chattel Mortgage

We offer the chattel mortgage option for your equipment financing. We provide the full purchase price needed to purchase the necessary equipment. In return, you buy the property and grant the lender a right over the equipment through a mortgage. This functions as security.

You then commit to regular repayment over a period. Then as soon as you complete the repayment, the mortgage right gets extinguished, and you own the property outrightly.

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Finance Lease

We offer the finance lease option for your equipment financing. We offer this hybrid between a hire purchase and ordinary leasing. With this option, you get the equipment that you need on lease within an option to buy it at the end of the lease period.

The idea is that we allow you to use the equipment for as much as you require. You can then purchase them if you need to. Alternatively, you can upgrade them to newer equipment as soon as a new equipment need arises.

Hire Purchase

Our hire purchase financing option is similar to other hire purchase financing options. It allows you to acquire the equipment that you need for hire. In turn, you commit to a monthly repayment over time. The idea is that we will enable you to break the lump sum payment into a smaller sum that you can pay over an extended period at your convenience. Then once you complete the payment, we transfer ownership of the equipment to you.

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Equipment Loan

We also offer the opportunity for you to acquire the equipment on loan. We connect you to owners willing to loan the equipment to you. Alternatively, we also connect you to lenders willing to purchase the equipment on your behalf and then loan it back to you. We provide full flexibility with this option.

Why Choose Us

We possess various competitive advantages that make us desirable for your business vehicle financing needs. So, you are rest assured you are making the right choice; here is what set us apart.

Expert Team

We possess a team of experts with considerable experience when it comes to equipment finance. Our team are well aware of happenings, rates, and best options within the lending industry. We bring our business acumen to the table as we provide our financing services to you.

Wide Lender List

We provide access to a wide range of lender that can provide the necessary finance. Thanks to our team of experts, we are well aware of where to get the best deals and those who can give them.

We know your best bet for equipment finance. We know how to reach them, and we also know how to get the best deal for you.

Flexible Repayment Option

Our finance options ensure that you enjoy a flexible repayment option. Our goal is to ensure that you do not experience any financial strain as you look towards repayment. You can pay back in as much as sixty months all based on your convenience.

Fast Process

From when you indicate interest in our financing option to the approval of your request to the grant of the finance, we are timely. We understand that time is money. So we ensure you get the most of your time with our easy and fast process.

In case you’re looking to get in contact with equipment financing for your business or personal use, at i-Fund, we can help you. You can reach through any of our contact information below for more details.