Whether you are a new business or one that has existed for a while, the purchase of equipment is never farfetched. This is also the same, whether you are a manufacturing or service business. Unfortunately, the cost of investment can be relatively high. In turn, this might make it impossible for you to make an outright purchase, whether new or used.

At i-Fund, we recognise the unique circumstances that you find yourself. As such, we provide viable options that allow you to make the necessary purchases without bearing the strain of a lump sum payment.

Our financial services allow us to connect you with various lenders capable of providing the necessary equipment finance that you need. We have a team of experts in the finance industry. As such, we can deliver to meet your funding needs.

Our equipment finance cut across the following truck type.

• Agricultural equipment such as tractors, trowels, and cultivators among others
• Construction & access equipment such as excavators, forklifts, loaders, and scissors lifts
• Concrete Truck
• Computer equipment
• IT equipment
• Manufacturing equipment

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i-Fund – delivering cost-effective financing options to your doorstep

We offer the chattel mortgage option for your equipment financing. We provide the full purchase price needed to purchase the necessary equipment. In return, you buy the property and grant the lender a right over the equipment through a mortgage. This functions as security.

You then commit to regular repayment over a period. Then as soon as you complete the repayment, the mortgage right gets extinguished, and you own the property outrightly.

We offer the finance lease option for your equipment financing. We offer this hybrid between a hire purchase and ordinary leasing. With this option, you get the equipment that you need on lease within an option to buy it at the end of the lease period.

The idea is that we allow you to use the equipment for as much as you require. You can then purchase them if you need to. Alternatively, you can upgrade them to newer equipment as soon as a new equipment need arises.

Our hire purchase financing option is similar to other hire purchase financing options. It allows you to acquire the equipment that you need for hire. In turn, you commit to a monthly repayment over time. The idea is that we will enable you to break the lump sum payment into a smaller sum that you can pay over an extended period at your convenience. Then once you complete the payment, we transfer ownership of the equipment to you.

We also offer the opportunity for you to acquire the equipment on loan. We connect you to owners willing to loan the equipment to you. Alternatively, we also connect you to lenders willing to purchase the equipment on your behalf and then loan it back to you. We provide full flexibility with this option.